Best Gold IRA companies


by Grant HEnson

*The owners of this website may be paid to recommend some precious metals companies. The content on this website, including any positive reviews of these companies and other reviews, may not be neutral or independent.

In the world of retirement planning, many people seek ways to secure their financial future. One trusted option is investing in a gold Individual Retirement Account (IRA), known for its stability amid economic ups and downs.

A gold IRA involves holding physical gold as a safeguard for retirement. Gold's history of stability and potential for growth make it a reliable choice for securing your financial future.

Now, let's answer the key question: How do you choose the right Gold IRA company to secure investment? In this article, I'll share my experience and research on top precious metal companies that offer Gold IRA. These are the best investment partners and can help you start your journey on the right track.

Top Gold IRA Companies in 2024

Considering my experience investing in gold IRAs over the past two decades, I have explored and invested with some of  the top players in this industry. To help you benefit from my experience, here is my list of the 6 best gold IRA companies, followed by more detailed information about each of them.

#1. Goldco - Best Gold IRA overall

#2. Augusta Precious Metals - Best for new investors

#3. American Coin Co. - Best for customer satisfaction

#4. American Hartford Gold - Best for low fees

#5. Birch Gold Group - Best for transparent fee structure

#6. Noble Gold Investments - Best for educational resources

#1. Goldco

Best Gold IRA overall

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While many precious metals firms make promises with flashy websites and long lists of products and services, one that stands up to its commitment is Goldco. Having a phenomenal gold IRA investment experience with them, I can confidently vouch for their solid services and reliable product offering. 

With an A+ rating on BBB, this Los Angeles-based company offers a variety of IRA-approved gold investment options. Other than that, I also found Goldco’s professional assistance highly commendable. When I initially invested with them, I had limited knowledge of the current gold IRA investment options in the market. However, this lack of knowledge did not result in any poor investment decisions, primarily because Goldco’s expert team guided me through every aspect.

Their professional support and recommendations significantly contributed to a smooth and trouble-free investment journey. Their user-friendly website also played a pivotal role in facilitating this experience.

Pros

  • Goldco specializes in providing the best gold IRA investment services.
  • Thousands of 5-star reviews show the company has a high customer satisfaction rate. Their diverse selection of Gold bars and coins satisfies many investors' preferences and financial objectives.
  • They offer qualifying accounts a percentage of their initial investment as bonus silver.
  • Goldco has one of the highest buy-back guarantees in the industry.
  • Their website features the latest industry news and articles to keep you informed.
  • All coins and bars at Goldco are certified.
  • The company prides itself on offering an active, attentive, and professional customer support team.

Cons

  • The company does not offer pricing, storage, or custodian information
  • Goldco requires a minimum deposit of $25,000 for gold IRAs. This eliminates the possibility of smaller investors partnering with the enterprise.

Fees 

Despite having stellar services, the only drawback I experienced with Goldco was their lack of transparency in fees and pricing. While they don’t charge high enough to break the bank, it's hard to determine their fees and additional service charges.

Storage Options

Like the fees, the company fails to share details about the storage depositories they partner with. However, this doesn’t affect the security or reliability of their storage services.

#2. Augusta Precious Metals

Best for new investors

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Augusta Precious Metals is a popular name in the precious metals industry, specializing in providing gold IRA investments. But that’s not even the best part! The company's long-term support and product quality really stand out. I realized this firsthand when I reached out to them about my gold IRA investment several years after I started, and they still provided excellent service, just like when I first joined.

Adding to their outstanding products and services that make the company earn an A+ rating on consumer review sites like BBB, Augusta also offers a sea of educational resources and a simplified investment process. This makes it the perfect choice for newcomers to the gold investment industry, as their staff will guide you through the entire process. If you’re looking to partner with a company that takes away all the hassle behind gold IRA investment for you, Augusta is it!

Pros

  • The company emphasizes educating customers about precious metals investment.
  • Their website features the latest precious metals prices with a real-time price chart.
  • The company allows investors to attend a free web conference hosted by a Harvard-trained economic analyst.
  • Augusta’s website features the latest market news and a video library with professional insights on the global gold industry.
  • A portion of the website is dedicated to spreading awareness about Gold IRA frauds.
  • For a simplified investment process, their professionals help manage all the work for you, including the paperwork, IRA account setup, rollover, etc.

Cons

  • You need to invest a minimum of $50,000 with Augusta.
  • The company offers only one depository location for gold IRA investors outside of the US.

Fees

Augusta’s fee structure includes: 

  • Custodian Application Fee (one time): $50
  • Sample Non-Government Depository Storage Fee: $100
  • Custodian Fee (annual): $100

Storage Options

Partnering with only secure depositories, Augusta allows investors to choose from the following storage locations: 

  • Los Angeles
  • California
  • Jackson
  • Ohio
  • Salt Lake City
  • Utah
  • Wilmington
  • Delaware
  • Springfield Gardens
  • New York
  • New Castle
  • Delaware
  • Mississauga (the only location supported for investors that want to secure their precious metals in Canada)

#3. American Coin Co.

Best for customer satisfaction

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Once known as Red Rock Secured – now rebranded as American Coin Co. – this company is based in Washington, DC. American Coin Co. aids investors in establishing a self-directed IRA and transporting IRS-approved precious metals to secure depositories across the country. Not to mention their assistance in converting your existing IRAs or 401(k)s into precious metals like gold or silver

What sets the company apart from other competitors is the rich educational content on its website, including free consultations, the latest news, and real-time price charts. Moreover, the organization takes a customer-centric strategy by focusing on investor education to the greatest extent possible through these limitless instructional materials. This makes customer satisfaction the top priority for American Coin Co., ensuring that your investments are secure with them.

Pros

  • If the price of gold falls within seven days of purchase, the company covers the extra price you paid with more assets.
  • American Coin Co. does not charge any account administration costs.
  • There are no custodial fees at American Coin Co. for qualified accounts.
  • Your valuables are stored in a safe depository or delivered directly to your home for storage in an IRS-approved location.
  • Their website features various educational resources and real-time price-evaluating tools.

Cons

  • The company website mentions no pricing details.
  • The company does not support online investment choices.

Fees 

While the company does not share any clear pricing details, they are transparent about charging zero management fees and offering free lifetime services to 90% of the eligible customers. 

Storage Options

Unfortunately, American Coin Co. does not share details about the third-party storage depositories they partner with. But they ensure that your gold is stored at one of the top-tier depositories in the country. What further adds to their storage security is the insurance of all orders of up to $1 billion by Lloyd's of London.

#4. American Hartford Gold

Best for low fees

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The next gold IRA investment company in my list is American Hartford Gold (AHG). Their solid online reputation, with an A+ rating from the Better Business Bureau and near-perfect ratings from sites such as Google Reviews and TrustPilot, is proof of that. 

I'm not just sharing info from my research, but I can confirm American Hartford Gold’s excellent services through my personal investment experience with them. How do they do it? They bring over a decade of expertise in the precious metals IRA field, assisting countless customers in making wise investment choices for their future.

Adding to their reliable services, AHG partners with Equity Trust, a well-known IRA custodian, to offer their customers the best quality gold products. I was also pleased with their support in transferring my funds from a normal IRA account to a gold IRA account. With all this, the company also offers buyback services to its customers, allowing them to sell their gold for cash at current market rates when needed.

Pros

  • The company has a solid reputation for providing exemplary customer care experience.
  • AHG offers additional advantages to investors, like free silver of $10,000 and no account maintenance costs for up to three years.
  • Their customer service is accessible 24/7
  • The company’s minimum IRA investment requirement is $10K, lower than leading companies.
  • The buyback procedure is straightforward and does not incur any liquidation costs.
  • AHG also offers a price match policy for investors to get precious metals.

Cons

  • Their website doesn’t list precious metals prices.

Fees 

When I invested with American Hartford Gold for a gold IRA investment, the company only charged me an annual asset storage fee of $180. The account setup was entirely free, and no additional charges were involved. 

Storage Options

American Hartford Gold allows gold IRA investors to store their precious metals at the following depositories: 

  • International Depository Services (IDS)
  • Delaware Depository
  • Brinks. 

Varying on the depository you choose, below are the storage location options you can explore with AHG:Delaware

  • Nevada
  • Texas
  • Salt Lake City
  • New York
  • Los Angeles

#5. Birch Gold Group

Best for transparent fee structure

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